Medicare Easy Pay – What is it & How do I get it? Medicare Easy Pay is the automatic payment system set up by CMS to pay your Medicare Premiums. CMS (The Centers for Medicare & Medicaid Services) offers Medicare Easy Pay for Part A and Part B Premium Payments from a checking account or … Read more
Medicare and Medicaid Difference Guide The Medicare and Medicaid Difference Guide helps you understanding both services, so you can make the best decisions for yourself and your loved ones. The United States has two separate national health care systems: Medicare and Medicaid. The government created the two programs for two different kinds of people. However, … Read more
Is Medicare Plan F Going Away? As a Medicare Health Insurance Agent I hear this question over and over: “Is Medicare Plan F Going Away?” The simple answer is, no, Plan F is not going away. However, not everyone can sign-up for it as of January 2020. Who Can Still Get a Medigap Plan F? … Read more
What is Long Term Care Insurance? Long Term Care Insurance Polices provide cash to cover the cost of your care when you cannot take care of yourself. At some point, you may need help to get through each day. Hopefully, you have family and friends to help you, but even they can only help you … Read more
How to Prevent Falls: Top 5 Ways to Protect the Elderly Falls are the number one cause of injury (both fatal and non-fatal) in people over 65. Yikes! As a result, it is important to learn how to prevent falls – for yourself and for your older loved ones. When I was taking care of … Read more
Renew Active vs Silver Sneakers Does it sometimes seem like Medicare and Insurance companies are trying to make things as complicated as they possibly can? Just when you think you have Medicare Advantage down, something else comes up! For example: Renew Active vs Silver Sneakers. Not so very long ago, there was one main senior … Read more
Slow Travel + Frugal Travel = Money Saved & Time Enjoyed So you want to travel cheaply, and have the time to do it. Slow travel is the perfect way to get traveling done on the cheap, especially if you are practicing frugal living. An Introduction Since I (Cathleen) live in Hawaii, and travel anywhere … Read more
What is Final Expense Insurance? Final expense insurance (also known as burial insurance or funeral insurance) is an insurance policy that provides cash to cover end of life expenses such as funeral and burial costs. They are typically smaller face values (the amount of payout money). In addition, insurance companies often structure them as whole … Read more
7 Best Frugal Living Tips for Seniors During various points in our lives frugal living is bound to have a different meaning. While we are young, or have small children, frugal living may include things like couponing or discounts on things for ourselves or our children. As we age though, frugal living tips for seniors … Read more
529 Gift – The Perfect Grandparent Present One of the best presents a grandparent can give is access to higher education. A 529 Gift is a great present for your grand-kids, and it is easier than ever to get your contributions in the right place, quickly. Whether you can give a little, or a lot, … Read more