How do Life Insurance Companies Make Money? If you have life insurance or if you’re thinking of purchasing life insurance, you might interested in learning more about the structure of the business. For example, if everyone dies, how do life insurance companies make money? Life insurance companies make money because insurance is a business model … Read more
Do You Really Need Life Insurance in Retirement? In retirement, you need a plan that will keep you healthy and happy for many years, but what happens when those years run out? Well, you need a plan for that too. Life insurance in retirement is one solution. We all will end up in different financial … Read more
Life Insurance Basics & Where to Go to Dive Deeper Knowing your life insurance basics is an important part of your financial planning. Here is what is most important to know, so you can make the best decisions for your future. What is Life Insurance? Life insurance is a way to protect yourself and your … Read more
Average Funeral Costs For End of Life Planning What are the average funeral costs in the United States? The cost of a funeral depends greatly on the options you or your loved one choose. This article includes a helpful end of life planning list with average funeral costs detailed for your budgeting – including caskets, … Read more
Funeral Insurance – Best Rates, Reviews and Recommendations Which funeral insurance companies and policies are the best? You have a lot of choices when it comes to funeral insurance (also known as burial insurance or final expense insurance.) We are here to help make sense of your options and choose the best funeral insurance policy … Read more
Burial Insurance for Seniors Buying Guide This is your ultimate guide to burial insurance (also called final expense insurance or funeral insurance). Burial insurance plays a unique role in your financial planning. Many people buy these policies to help their loved ones cover end of life expenses for themselves. Two Reasons for Having End of … Read more
‘Mutual Perks’ Announced by Mutual of Omaha What are Mutual Perks? Mutual Perks are not directly a part of a Mutual of Omaha Policy; rather, they are additional discounts with third-party companies that are available to life insurance policy holders as well as select medical insurance policy holders. What Kinds of Discounts are Offered? As … Read more
What is Final Expense Insurance? Final expense insurance (also known as burial insurance or funeral insurance) is an insurance policy that provides cash to cover end of life expenses such as funeral and burial costs. They are typically smaller face values (the amount of payout money). In addition, insurance companies often structure them as whole … Read more
The Top 6 Qualities of a Good Insurance Agent What are the qualities of a good insurance agent you should be looking for when you are searching for an agent? Your insurance agent helps you make important decisions to protect you and your family – let’s make sure you have a good one. The Top … Read more
What is Indexed Universal Life Insurance (IUL)? Do I Need One? What is Indexed Universal Life Insurance (IUL)? That is a question we hear often as IUL’s have been increasing in popularity. I am sure we will hear it even more as they are expected to continue to rise this year. They have become popular … Read more
