Personal Finance and Insurance Tool Kit
The foundation of your retirement is a solid personal finance and insurance plan. In fact, it happens to be our specialty. We are here to help you understand retirement planning tools in both finance and insurance. This includes information to help you in making decisions in retirement, as well as before your retire.
Here is the latest and greatest:
These articles focus on Financial Saving Vehicles, Life and Health Insurance Products. If you are looking for Medicare Information, CLICK HERE.
Decreasing Term Insurance: Everything You Need to Know
Decreasing Term Insurance: Everything You Need to Know It's not difficult to imagine the financial hardship your family would face ...
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Modified Whole Life – What is it & Who Needs it
Modified Whole Life Insurance Basics - What it is and Who Needs it Modified whole life insurance is a special ...
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Are Prepaid Funeral Plans a Good Idea?
Prepaid Funeral Plans - What they are and are they worth it? It is never too soon for you to ...
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Is Assisted Living Tax Deductible
Is Assisted Living Tax Deductible? One very common question we hear at Medicare Life Health Co. is "Is assisted living ...
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How do Life Insurance Companies Make Money?
How do Life Insurance Companies Make Money? If you have life insurance or if you’re thinking of purchasing life insurance, ...
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What is Average Retirement Income in America?
What is Average Retirement Income in America? The average retirement income in the United States varies by your region and ...
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Life Insurance in Retirement, Do You Really Need it?
Do You Really Need Life Insurance in Retirement? In retirement, you need a plan that will keep you healthy and ...
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Life Insurance Basics: What’s Most Important
Life Insurance Basics & Where to Go to Dive Deeper Knowing your life insurance basics is an important part of ...
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Average Funeral Costs For End of Life Planning
Average Funeral Costs For End of Life Planning What are the average funeral costs in the United States? The cost ...
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My Wife Won’t Stop Spending Money
My Wife Won’t Stop Spending Money First of all, we hear it both ways. "Help, my wife won't stop spending ...
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Funeral Insurance: Best Rates, Reviews and Recommendations
Funeral Insurance - Best Rates, Reviews and Recommendations Which funeral insurance companies and policies are the best? You have a ...
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Burial Insurance for Seniors Ultimate Buying Guide
Burial Insurance for Seniors Buying Guide This is your ultimate guide to burial insurance (also called final expense insurance or ...
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‘Mutual Perks’ Announced by Mutual of Omaha
'Mutual Perks' Announced by Mutual of Omaha What are 'Mutual Perks'(SM) = Are they Discounts? Yes, and we like discounts ...
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How To Start Saving For Retirement at 50 +
How To Start Saving For Retirement at 50 + Do you feel like it might be too late to start ...
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Cash Budget and The Envelope Method
Easy Ways to Save Money – Cash Budget and The Envelope Method Today, we are talking about the cash budget ...
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Easy Ways to Become Debt Free Before Retirement
Easy Ways to Become Debt Free Before Retirement As you begin to think about retirement, you've probably thought about things ...
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What is Long Term Care Insurance?
What is Long Term Care Insurance? Long Term Care Insurance Polices provide cash to cover the cost of your care ...
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What is Final Expense Insurance?
What is Final Expense Insurance? Final expense insurance (also known as burial insurance or funeral insurance) is an insurance policy ...
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7 Best Frugal Living Tips for Seniors
7 Best Frugal Living Tips for Seniors During various points in our lives frugal living is bound to have a ...
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529 Gift – The Perfect Grandparent Present
529 Gift - The Perfect Grandparent Present One of the best presents a grandparent can give is access to higher ...
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What is a Backdoor Roth IRA Conversion?
What is a Backdoor Roth IRA Conversion? The first time I ever wondered, "What is a Backdoor Roth IRA?" was ...
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Roth IRA Contribution Limits
Roth IRA Contribution Limits 2019 / 2020 In BOTH 2019 and 2020, your Roth IRA contribution limits are: $6,000 for ...
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What is Disability Insurance
What is Disability Insurance? If you depend on your income or a family member's income to pay for daily living ...
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What is a Reverse Mortgage?
What is a Reverse Mortgage? Reverse mortgages can be very intriguing to those that are reaching retirement age. Additionally, they ...
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Qualities of a Good Insurance Agent
The Top 6 Qualities of a Good Insurance Agent What are the qualities of a good insurance agent you should ...
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Jobs For Retired People
Jobs For Retired People: Supplementing Your Savings to Live Your Best Life + Retire Early? This article, "Jobs for Retired ...
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New Rules of Retirement
The New Rules of Retirement Series Retirement is changing, whether you like it or not... whether you are prepared for ...
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Best Retirement Books
The Best Retirement Books For those of you that are near retirement, but not quite there, this is your crunch ...
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What is Indexed Universal Life Insurance (IUL)
What is Indexed Universal Life Insurance (IUL)? Do I Need One? What is Indexed Universal Life Insurance (IUL)? That is ...
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Articles are written by licensed insurance agent Carly Cummings. Mrs. Cummings was also a financial rep (was licensed with FINRA) and an independent agent for a Fortune 500 finance and insurance company.