Category: Gift Lists

529 Gift – The Perfect Grandparent Present

529 Gift – The Perfect Grandparent Present

529 Gift – The Perfect Grandparent Present

529 Gift - Perfect Grandparent Present

One of the best presents a grandparent can give is access to higher education. A 529 Gift is a great present for your grand-kids, and it is easier than ever to get your contributions in the right place, quickly.

Whether you can give a little, or a lot, every bit helps. College is more expensive than when you were young. In fact, one year of school tuition ranges from $10,000 to $40,000+ for average public to private schools (respectively). So, if you happened to pay your way though, that is great, and it is still possible today. However, more often than not, students leave school with large amounts of debt.

What is a 529 Plan Gift?

First, a 529 is a tax-advantaged college savings account. Officially, the government named these plans – Qualified Tuition Plans. The money in these plans are invested in the market, so your money can grow with interest. Each state has access to different accounts, and there are national ones too.

The tax-advantage to this account is that your after-tax, invested money grows tax-deferred. This is true for both federal and state taxes. Some state accounts also allow you to deduct your contributions from your state income taxes up to a certain amount.

In other words, you cannot deduct your contributions from Federal taxes, but in some states you can. Then, when you withdraw your funds to use at a qualified institution, you do not have to pay taxes on either the principal or the interest. (Withdrawals that are not qualified get hit with a 10% penalty.)

Why a 529 Gift is Wise

Here are our favorite reasons a 529 contribution is a great gift:

  • Compound interest makes a 529 Gift – a gift that keeps on giving!
  • In 30 states, your gift is deductible on state income taxes.
  • Children get too much “stuff” for presents. Giving the experience of learning is very powerful and memorable.
  • Saving for college, even through gifts, if a good lesson for kids to learn.
  • It helps parents (your kids) keep up with the cost of raising kids!
  • The kids themselves are not in charge of these accounts, so you know the money has a better chance of being used properly.

How to Gift a 529 Plan or 529 Contribution

To give a college savings contribution, you will either need to set-up a 529 plan if your grandchild does not have one already, or contribute to an already established account. Here is how you do both.

Setting-Up a New 529 Plan

If your child or grandchild does not already have a 529 Plan, you can set one up for them. You will open the plan up in their name. However, remember, this is a custodial account, so they will not have access to the funds.

To start your process, you can find a list of State 529 Plans here with links to each one.

Contributing to an Existing Plan

529 Gift - College Savings Plan Contribution Gifts Pin

First, you can send a check to your grandchild’s 529 Plan Account.

Second, there is a free and convenient service you can use to send money electronically to your grandchild’s account. It is called Ugift, and you can find their website here. You will need your grandchild’s unique Ugift code. You will need your family in charge of this account to give you their code. If they logon to their account, they can see a place to get a Ugift code to share with you.

After you have this code, you can go to the Ugift 529 website and enter the code on their homepage to start your contribution. They have printable certificates if you want to give one, but everything will be do electronically from there.


Giving a 529 Gift is a great present for any occasion. Moreover, it is a gift that can grow with time, and won’t end up at the bottom of the laundry pile in 2 weeks.

Other Articles About Gifting

Best Gifts for Elderly in Nursing Home

Best Gifts for Elderly in Nursing Home

Best Gifts for Elderly in Nursing Home & Assisted Living

Best Gifts for The Elderly in Nursing Homes

When it comes to gift giving, you always want to be thoughtful and helpful. This is especially true when you are shopping for the best gifts for elderly in nursing home. These are also great gifts for seniors in assisted living.

There are our top picks that your friend or family member will appreciate if they are living in a nursing home.

The Best Gifts for Seniors and Grandparents

In addition, you can also visit our list of the Best Gifts for Seniors and Grandparents here for even more ideas.

Thoughtful Gifts

Nursing Home Guest Book

Visitors Book: Nursing Home Visitor Guest Book for Logging Name and Date, Floral

Remind your senior family members and friends how much you love them and miss them when you are not around. Leaving names and encouraging notes in their visitor’s book is a small gesture that means a lot.

Scrapbooks & Photo Albums

Making a scrapbook or photo album will also go a long way to comfort your senior. If you family member is just moving into a nursing home, giving them a book with pictures from their old house or neighborhood might make the transition easier.

Self Adhesive Magnetic Photo Album

Framed Photos & Electronic Picture Frames

Pictures of friends and family are good for the heart. You can opt for the traditional frames and photos, collage frames, or even digital frames. The digital frames are great to be able to see multiple photos. However, before you give a digital frame, make sure that your senior or someone at the home can keep it charged and working.

Stationary and Note Cards

There are so many beautiful cards and stationary options out there that it is easy to customize this gift to fit your family member or friend. Make sure to gift this gift with a hand-written note from you too!


In addition, calendars are also a highly customizable gift. You can make a calendar yourself with photos of family and friends, or you can buy one in just about any topic your senior is interested in.

Helpful Gifts

Odor Reducing Bathroom Spray

Puracy Natural Room Spray, Lavender & Vanilla Air Freshener, Organic Bathroom Odor Eliminator, Perfume-Free

Your senior will appreciate the ability to keep their bathroom as fresh as possible. Nursing home bathrooms just tend to have smells that linger. This gift will help your senior to ward off embarrassment when having guests visit.

In addition, we found this room-spray very helpful as well in combating odors.

Hygiene Cloths

Ally Rinse-Free Ultra-Thick Adult Bathing Cloths are great for a quick refresh. Baths are often scheduled at a nursing home, so these cloths are helpful in the inbetween times. They are also microwaveable and hypoallergenic.

Robes and Comfortable Cardigans

Help your senior family member or friend find their new favorite robe or sweater! Look for breathable materials that are easily cleaned and laundered.

No Slip Socks and Shoes

Warm comfortable socks with non-slip grips on the bottom are helpful for just about anyone, but especially those in a nursing home. This is their home and they would like to walk around in socks sometimes! However, there is that issue of tiled floors.

In addition, it is important to find the most comfortable shoes that also have sufficient grip. Nursing home residence often have lots of hard surfaces and not a lot of plush carpet around. Consequently, our elders need shoes that support as well as grip.

Lotions and Balms

Nursing homes and assisted living centers can be very dry! Light scented or unscented lotions are good choices, and even better if they are all natural.

Senior Friendly Technology

Clocks with large numbers and radios, music players with simple controls are great gifts for seniors and the elderly. Pre-programming their device or filling an ipod with their favorite music makes the gift thoughtful as well as helpful!

For those that need extra help, we recommend the Simple Music Player – MP3 music box for Alzheimer’s and dementia.

Best gifts for seniors

Again, if you need more ideas, make sure to visit our list of the Best Gifts for Seniors and Grandparents!

Best Gifts for Seniors

Best Gifts for Seniors

The Best Gifts for Seniors and Grandparents

Best Gifts for Seniors

Here are the best gifts for seniors! Whether you are looking for a present for a grandparent, elderly parent, senior relative or friend, we have the top and trending gifts listed here!

Best Gifts for The Elderly in Nursing Homes

If you are looking for a gift for a senior that is in a nursing home or assisted living, please see our article on the best gifts for them too!

The Top Gifts for Seniors

1. Best Gifts to Create Memories and Share Love

One of the best ways to create memories and strengthen bonds is through story telling. Letters to my Grandchild is a gift that continues to give – give it to your grandparent and then they can give it back!

The letters come with story ideas and writing prompts for those that need a little inspiration. It also comes with stickers to seal the letters and ideas for when and how to open the letters.

Letters to My Grandchild: Write Now. Read Later. Treasure Forever. (New Grandma Gifts, New Grandparent Gifts, Grandparent Memory Book)

2. Best Senior Gift to Challenge Your Brain & Stay Young!

Grandpa knows, if you don’t use it, you lose it! Challenge your brain, create new neuro-pathways, and keep your mind young with the Games, Puzzles & Trivia.

399 Games, Puzzles & Trivia Challenges Specially Designed to Keep Your Brain Young.

3. Best Gift to Make Reading Easier & More Enjoyable

Reading can be easy and even more enjoyable for seniors with a little help from the MagniPros 3X Large Ultra Bright LED Page Magnifier with 12 Anti-Glare Dimmable LED. This is the upgrade from your typical magnify glass. It is easy to grip and easy to use.

MagniPros 3X Large Ultra Bright LED Page Magnifier with 12 Anti-Glare Dimmable LEDs(Evenly Lit Viewing Area & Relieve Eye Strain)-Ideal for Reading Small Prints & Low Vision Seniors with Aging Eyes

4. The Best Gift to Keep Mobile and Go Anywhere

Having the freedom to go where you choose and not have to worry about needing support to stand or sit is one of the best gifts you can offer a senior citizen. The Drive Medical Deluxe Folding Cane Seat will give your senior the gift for mobility and safety.

The cane is light enough (1.3 lbs) to walk comfortably with and the chair is comfortable enough for short rests and medium waits. The chair can support up to 250 lbs.

Seniors that love to travel swear by this product to keep them feeling safe in new circumstances.

5. The Gift of Turning Back the Clock

Both men and women over a certain age appreciate the ability to turn back time, even if just a little bit. This is especially true in regards to our skin. That is why TruSkin Vitamin C Serum for Face, Topical Facial Serum with Hyaluronic Acid and Vitamin E is a great gift for your beautiful senior.

This Vitamin C Serum is a #1 seller, highly rated anti-aging product that provides an advanced antioxidant to stimulate collagen production in the skin.

6. Best Gifts to Stay Fit at Any Age

Now, here is a gift for those needing a gentle way to keep mobile or get back into fitness. The Grow Young Fitness Chair Exercises for Seniors is a very popular program.

The DVD Starter Pack includes Cardio, Core work, Balance and gentle Yoga. It is an easy, safe, effective workout DVD for beginning fitness seniors and the elderly. This starter kit is by Grow Young Fitness.

Click here for More of the Best of Senior Fitness

7. Best Gift for Making Cleaning Easy

The Shark Rocket DuoClean is one of the most “Senior Friendly” Vacuums on the market. It has a very light structure and is under 10 lbs. We like this bagless version with the cord so you don’t have to worry about keeping it charged. Plus, the suction is stronger.

Many seniors have vacuums that are old and heavy. Replacing an old vacuum with a light, effective one might not be a very glamorous present. However, it is a very thoughtful one!

Shark Rocket HV382 DuoClean Ultra-Light Corded (Non-Cordless) Bagless Carpet and Hard Floor with Hand Vacuum, Charcoal

Even More Best Gifts for Seniors / Grandparents

Finally, here is a trending list of hot gifts for seniors. For those of you that need even more inspiration for Grandma or Grandpa:

Social media & sharing icons powered by UltimatelySocial