What Medicare Part A Covers
Here is what Medicare Part A Hospital Insurance covers:
- Inpatient Hospital Care
- Skilled Nursing Care
- Stays at Skilled Nursing Facilities (short-term)
- Home Health Care
- Hospice Care
In addition:
- Part A also includes inpatient care in a religious non-medical health care institution.
- Blood is also a Part A covered service. You will have to pay for the first three units of blood that you use. However, if the blood is donated free to the hospital or donated to you, then you do not have to pay for it.
What Medicare Part A Will Not Cover
Medicare Part A or Part B will not cover custodial, long-term care, nursing home or assisted living facilities. Click here to read more about ways to cover these costs.
Will Medicare Cover My Costs?
- If you have a specific procedure you want to look into, you can use the CMS’s government search tool here.
- Additionally, the Government has an app for coverage questions! You can find it on Google Play, or on the Apple App Store. “What’s Covered” is the name of the app in each store.
- Finally, you can use the Medicare and You Guidebook. CMS produces it every year. So, you can see what Part A covers and does not cover. In addition, you can see coverage for any other part of Medicare there too.
How Do I Know if I am Signed-up for Medicare Part A?
Part A and B are separate in Original Medicare, and you can be signed-up for one and not the other. First, to see if you are signed-up for Part A, you can check your Medicare Card. If you are signed-up, it will say “Hospital” and then have an effective date listed right on the card.
In addition, if you are a part of a Medicare Advantage Program, they you are also already signed-up for Part A. This is a prerequisite for join a Medicare Advantage (aka Part C) plan.
For More on What Medicare Part A Covers & the Other Parts of Medicare
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