What are Part B Excess Charges? Medicare Part B Excess Charges are important to understand when you are deciding what Medigap Plan (Medicare Supplement) to get. Every once-in-a-while, we hear from a client that is confused about a doctor’s bill. They are confused that there is a fee they need to pay that Medicare didn’t … Read more
How to Apply for Medicare (An Ultimate Guide) With so many rules, regulations, exceptions and unique situations, Medicare enrollment can get confusing. We are here to make it simple and easy. Here is how to apply for Medicare. How to enroll in all part of Medicare – including: Original Medicare (Parts A & B) Prescription … Read more
What is Medicare Plan F? You may have heard, but there have been changes with who can get what Medicare Supplement Plans (aka Medigap Plans) now. Plan F and Plan C are not available to people turning 65 on or after 2020. So, you might be wondering, what is Medicare Plan F? In this quick … Read more
Is Medicare Plan F Going Away? As a Medicare Health Insurance Agent I hear this question over and over: “Is Medicare Plan F Going Away?” The simple answer is, no, Plan F is not going away. However, not everyone can sign-up for it as of January 2020. Who Can Still Get a Medigap Plan F? … Read more
What is Silver Sneakers? Maybe you just overhead your neighbor talking about his free gym membership, or maybe your doctor asked you if you are a SilverSneakers user. You might then be wondering, just what it Silver Sneakers? SilverSneakers(r) is a fitness and wellness program for seniors age 65 and up. It includes free gym … Read more
What is the Medicare Donut Hole? The Medicare Donut Hole (or Doughnut Hole) is a coverage gap in the Part D Prescription Drug Plan where beneficiaries could pay more for their drugs. The Center for Medicare and Medicaid Services (CMS) calls the coverage gap a “temporary limit” on what their drug plan will cover. Why … Read more
2020 Part B Deductible / 2021 Part B Deductible for Medicare The 2021 changes for Medicare were released this month. The 2021 Part B Deductible is just one of the increases you will see. The Centers for Medicare & Medicaid Services (CMS) released their updates for the coming year in a press release. Let’s look … Read more
Does Medicare Cover Hearing Aids? One questions we hear a lot at Medicare Life Health is “Does Medicare Cover Hearing Aids? The simple answer is NO. However, some Medicare Advantage Plans will. Let’s look at both. Original Medicare Will Not Cover Hearing Aids. Original Medicare – Parts A & B run and administered by the … Read more
How Much Does Medicare Cost? Medicare costs can be different person to person, depending on which type of plan you choose. After you have a basic understanding of Medicare and it’s basic components, you will want to know how much does Medicare cost? The answer is, it depends on how you structure it. Let’s break … Read more
What are the Medicare Penalties for Late Enrollment? There are two main Medicare penalties for late enrollment to be aware of when you are planning your health care in retirement. The first is the Part B late enrollment penalty, and the second is the Part D late enrollment penalty. Let’s look at both penalties and … Read more